Ramsey County property record for 98 Front Ave, Saint Paul, MN 55117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,595 sqft · built 1885 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,126 (May 2023) |
| Tax Bill | $3,368 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-29-22-32-0039 |
| Primary APN | 30-29-22-32-0039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 68819 |
|---|---|
| Street Address | 98 FRONT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55117-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERGHOLTZ SUB OF LOTS 2 3 4,5 LOT 11 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 30 |
| Legal Subdivision | BERGHOLTZ SUB OF LOTS 2 3 4,5 |
| Legal Block | 1 |
| Legal Lot Number | 2,11 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 31400 |
98 Front Ave is owned and occupied by an individual who bought it in May 2023.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 FRONT AVE, SAINT PAUL, MN 55117-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on File |
| Deed Sale | May 10, 2023 · Amount on File |
| Prior Sale | Jul 8, 2002 · Amount on File |
| Deed Document Number | 20234987919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 8, 2022 |
| Property Address | 98 FRONT AVE, SAINT PAUL, MN 55117-4936 |
| Document Number | 0A04950515 |
| Instrument Date | May 25, 2022 |
| Instrument | A04950515 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | EXECUTIVE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1532 CONCORDIA AVE, SAINT PAUL, MN 55104-5310 |
| Document Number | 0A04950503 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | A04950503 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Apr 28, 2032 |
The 2025 property tax bill for 98 Front Ave was $3,368 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,800 Land $25,000 Building $152,800 | $177,800 Land $25,000 Building $152,800 | |
| 2025 | $3,368.00 | ||
| 2023 | $2,786.00 Homeowner's exemption | $150,900 Land $20,000 Building $130,900 | $150,900 Land $20,000 Building $130,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Front Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 98 Front Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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