98 Fred Davis 1 Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 98 Fred Davis 1 Rd, Cheraw, SC 29520

Property Summary

Property Type	Rural Home
Details	2 ba · 1,701 sqft · built 2003
Lot Size	27.2 acres (1,186,574 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2014)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Mar 2008 Mortgage Sep 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205 000 000 086`

Property Details

APN / Parcel Number

Primary APN	`205 000 000 086`
Alternative APNs	`00026378` `00035000` `35000`

Interior

Full Baths	2 Baths
Building Area	1,701 sqft Total Area

Exterior

Year Built	Built 2003
Lot Area	1,186,574 sqft (27.2 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	00026378
Street Address	98 FRED DAVIS 1 RD
City	CHERAW
State	SC
Zip	29520-4324
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	27.24 ACRE TRACT
Legal Tract	4
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1015
Census Tract	950401

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	98 FRED DAVIS 1 RD, CHERAW, SC 29520-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Sep 6, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 3, 2014	Deed, Transfer · ARM FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2014 · Amount on Record
Deed Sale	Oct 3, 2014 · Amount on Record
Deed Document Number	201400003378
Deed Book / Page	486 / 1082
Record Updated	Jun 8, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	98 FRED DAVIS 1 RD, CHERAW, SC 29520-4324
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00429/1112
Date	Mar 4, 2008
Book Page	429/1112
Instrument	200800000942

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2023

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	98 FRED DAVIS 1 RD, CHERAW, SC 29520-4324
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00454/0450
Date	Sep 6, 2011
Book Page	454/0450
Instrument	201100002821

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2026

October 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 3, 2014
Property Address	98 FRED DAVIS 1 RD, CHERAW, SC 29520-4324
Document Number	00486/1082
Book / Page	486 / 1082
Map Reference	MB C PG48-E
Instrument Date	Oct 2, 2014
Instrument	201400003378
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 DAVIS ST # FRED, FRED, CHERAW, SC 29520-3722

Mortgage

Document Number	00474/0160
Date	Oct 3, 2014
Book Page	474/0160
Instrument	201400003379

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.78%
Type Change Date	Nov 1, 2019
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.78%
Index	5-Year CMT
Margin	2
Max Rate	9.78%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00 (+29.81%)	$7,470 (+14.57%) Land $370 Building $7,100
2023	$785.00	$6,520 Land $340 Building $6,180	$224,900 Land $70,500 Building $154,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Fred Davis 1 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures