98 Franklin St, Warren, RI 02885 Property Records

Warren Town property record for 98 Franklin St, Warren, RI 02885

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,120 sqft · built 2010
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Aug 2018)
Tax Bill$5,727 (2026)
Deeds & MortgagesFeb 2021 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN20-0468-25

Property Details

APN / Parcel Number

Primary APN20-0468-25
Alternative APN
  • WARR M:8 L:68

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,402 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number20-0468-25
Street Address98 FRANKLIN ST
CityWARREN
StateRI
Zip02885-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Lot Number68
JurisdictionWARREN RI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2010
Census Tract30500

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 FRANKLIN ST, WARREN, RI 02885-3518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Aug 31, 2018Warranty Deed, Transfer
HOME POINT FINL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleOct 27, 2011 · Amount on Record
Deed Book / Page962 / 198
Last Transfer DateJul 12, 2019
Transfer Doc000983-149
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN RI
Property Address98 FRANKLIN ST, WARREN, RI 02885-3518
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001035-63
DateFeb 12, 2021
Book Page1035/63
Instrument28506
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN RI
Recording DateAug 31, 2018
Property Address98 FRANKLIN ST, WARREN, RI 02885-3518
Document Number962-198
Book / Page962 / 198
Instrument22736
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44.64
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number9620200
DateAug 31, 2018
Instrument00962/0200
Lender
NameHOME POINT FINL CORP
Agreement
AmountAmount Recorded
Term361 Months
DueAug 31, 2048

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWarren Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,727.00 (-1.73%)
2025$5,828.00 (+9%)$391,400 (-) Land $124,300 Building $267,100$441,966
2023$5,347.00 (+8.48%)$391,400 (+43%) Land $124,300 Building $267,100
2022$4,929.00$273,700 Land $111,800 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims34 (1978–2024)
Claims Outside the SFHA1 of 34
Most Recent ClaimApr 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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