Catoosa County property record for 98 Fowler Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,014 sqft · built 1982 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Dec 2025) |
| Tax Bill | $1,396 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038A110000 |
| Primary APN | 0038A110000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,014 sqft Heated Area |
| Basement Area | 507 sqft |
| Finished Basement | 507 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 233 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 20 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18654 |
|---|---|
| Street Address | 98 FOWLER RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 4 BLANKENSHIP SD |
| Legal Subdivision | BLANKENSHIP SUB |
| Legal Lot Number | 4 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30201 |
98 Fowler Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Catoosa County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED SECURITY FINANCIAL |
| Mar 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Dec 10, 2025 | Limited Warranty Deed, Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES |
| Mar 18, 2020 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Jul 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Book / Page | 2421 / 755 |
| Prior Transfer Date | Jul 30, 2019 |
| Prior Transfer Doc | 0020000372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0023650000000507 |
|---|---|
| Date | Jan 16, 2025 |
| Book Page | 0000002365/0000000507 |
| Name | UNITED SECURITY FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0023710000000712 |
|---|---|
| Date | Mar 3, 2025 |
| Book Page | 0000002371/0000000712 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Dec 10, 2025 |
| Property Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0024210755 |
| Book / Page | 2421 / 755 |
| Instrument Date | Dec 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0002421757 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2421/757 |
| Name | OBSIDIAN FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 18, 2020 |
| Property Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0020400730 |
| Book / Page | 002040 / 000730 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 2055 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 FOWLER RD RINGGOLD GA 307362715, RINGGOLD, GA 30736-2715 |
| Document Number | 20400732 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 002040/000732 |
| Instrument | 2056 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 30, 2019 |
| Property Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0020000372 |
| Book / Page | 002000 / 000372 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 FOWLER RD RINGGOLD GA 307362715, RINGGOLD, GA 30736-2715 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 29, 2019 |
| Property Address | 98 FOWLER RD, RINGGOLD, GA 30736-2715 |
| Document Number | 0020000343 |
| Book / Page | 002000 / 000343 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18265 HIGHWAY 11 WILDWOOD GA 307573840, WILDWOOD, GA 30757-3840 |
The 2025 property tax bill for 98 Fowler Rd was $1,396, down 7.7% from the year before.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,396.00 (-7.73%) | $73,546 (+3.66%) Land $10,000 Building $63,546 | $183,866 (+3.66%) Land $25,000 Building $158,866 |
| 2024 | $1,513.00 (+20.94%) | $70,948 (+26.94%) Land $10,000 Building $60,948 | $177,369 (+26.94%) Land $25,000 Building $152,369 |
| 2023 | $1,251.00 (+25.48%) | $55,889 Land $10,000 Building $45,889 | $139,722 Land $25,000 Building $114,722 |
| 2022 | $997.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Fowler Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Fowler Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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