DeSoto County property record for 98 Forked Creek Pkwy, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,172 sqft · built 2004 |
| Lot Size | 0.188 acres (8,196 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,997 (2025) |
| Deeds & Mortgages | Jul 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-05-0-00019-00 |
| Primary APN | 3-08-1-01-05-0-00019-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Adjusted Area |
| 1st Floor Area | 1,688 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,196 sqft (0.188 acres) |
| Lot Dimensions | 117 ft deep x 70 ft wide |
| Street Address | 98 FORKED CREEK PKWY |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | FORKED CREEK S/D SEC A LOT 19 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | FORKED CREEK S/D |
| Legal Lot Number | 19 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71121 |
98 Forked Creek Pkwy is owned and occupied by an individual who acquired it in June 2024.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 FORKED CREEK PKWY, HERNANDO, MS 38632-1296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2024 |
| Deed Sale | Jun 5, 2024 |
| Deed Book / Page | 1024 / 10003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 98 FORKED CREEK PKWY, HERNANDO, MS 38632-1296 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170725010213950 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 20170725010213950 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 868 Months |
| Due | Nov 2, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2025 property tax bill for 98 Forked Creek Pkwy was $1,997.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,997.00 | $19,723 Land $3,500 Building $16,223 | $197,229 Land $35,000 Building $162,229 |
| 2023 | $872.00 | $13,786 | $137,862 Land $35,000 Building $102,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Forked Creek Pkwy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Forked Creek Pkwy is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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