98 Folger St, Buffalo, NY 14220 Property Records

Erie County and Buffalo City property record for 98 Folger St, Buffalo, NY 14220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 981 sqft · built 1927
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Tax Bill	$555 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 133.30-6-49`

Property Details

APN / Parcel Number

Primary APN	`140200 133.30-6-49`
Alternative APNs	`02001333000006049000` `10516500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	981 sqft Living Area
1st Floor Area	915 sqft
Attic	Attic
Attic Area	66 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	168 ft deep x 30 ft wide
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10516500
Street Address	98 FOLGER ST
City	BUFFALO
State	NY
Zip	14220-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	894. W SOUTH PARK
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	6
Legal Lot Number	49.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 POMONA PL, BUFFALO, NY 14210-1820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 17, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 15, 2017
Transfer Doc	0113242626
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	98 FOLGER ST, BUFFALO, NY 14220-1431
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 FOLGER ST, BUFFALO, NY 14220-1431

Mortgage

Document Number	0140451947
Date	Mar 21, 2022
Book Page	14045/1947
Instrument	2022056392

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	98 FOLGER ST, BUFFALO, NY 14220-1431
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 FOLGER ST, BUFFALO, NY 14220-1431

Mortgage

Document Number	0140526862
Date	May 17, 2022
Book Page	14052/6862
Instrument	2022096343

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$555.00 (-63.49%)
2025	$1,520.00 (+23.18%)	$168,000 (+121.05%) Land $18,000 Building $150,000	$168,000 (+35.95%) Land $18,000 Building $150,000
2024	$1,234.00 (+213.2%)	$76,000 (-) Land $7,100 Building $68,900	$123,577 (+13.82%) Land $11,545 Building $112,032
2023	$394.00	$76,000 Land $7,100 Building $68,900	$108,571 Land $10,143 Building $98,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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