Hampden County and Springfield City property record for 98 Ferncliff Ave, Springfield, MA 01119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,201 sqft · built 1955 |
| Lot Size | 0.412 acres (17,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Dec 2016) |
| Tax Bill | $4,650 (2026) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05080 P:0025 |
| Primary APN | SPRI S:05080 P:0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,925 sqft (0.412 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 50800025 |
|---|---|
| Street Address | 98 FERNCLIFF AVE |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01119-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 801602 |
98 Ferncliff Ave is owned and occupied by an individual who bought it in December 2016.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 FERNCLIFF AVE, SPRINGFIELD, MA 01119-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on File |
| Deed Sale | Dec 1, 2016 · Amount on File |
| Prior Sale | Feb 15, 1985 · Amount on File |
| Deed Book / Page | 21470 / 63 |
| Transfer Doc | 0021470-63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 98 FERNCLIFF AVE, SPRINGFIELD, MA 01119-2502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025588-508 |
|---|---|
| Date | Sep 27, 2024 |
| Book Page | 25588/508 |
| Instrument | 44775 |
| Name | GREATER SPRINGFIELD CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 1, 2029 |
The 2026 property tax bill for 98 Ferncliff Ave was $4,650, up 2.5% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,650.00 (+2.47%) | $300,800 (+3.94%) Land $55,700 Building $245,100 | $326,390 (+13.46%) |
| 2025 | $4,538.00 | $289,400 Land $55,700 Building $233,700 | $287,660 (+2.78%) |
| 2024 | $279,870 | ||
| 2023 | $4,517.00 | $264,900 Land $53,000 Building $211,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Ferncliff Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Ferncliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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