98 Fenwick St, #100, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 98 Fenwick St, #100, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,772 sqft · built 1928
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Oct 2025)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05050 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05050 P:0018`
Alternative APN	`50500018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,772 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	50500018
Street Address	98 FENWICK ST, 100
City	SPRINGFIELD
State	MA
Zip	01109-2630
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6014
Census Tract	801700

Owner

98 Fenwick St, #100 is owned by an individual who bought it in October 2025.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 PEARL LN, SPRINGFIELD, MA 01129-1535
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 2, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Feb 6, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Feb 6, 2020 · Amount on File
Deed Book / Page	26054 / 131
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	98 FENWICK ST # 100, 100, SPRINGFIELD, MA 01109-2630
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025644-431
Date	Nov 7, 2024
Book Page	25644/431
Instrument	52348

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Dec 1, 2050

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 2, 2025
Property Address	98 FENWICK ST # 100, 100, SPRINGFIELD, MA 01109-2630
Document Number	026054-131
Book / Page	26054 / 131
Instrument Date	Oct 2, 2025
Instrument	46964
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PEARL ST, SPRINGFIELD, MA 01129-1535

Mortgage

Document Number	0000046965
Date	Oct 2, 2025
Instrument	46965

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	98-100 FENWICK ST, SPRINGFIELD, MA 01109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22158-127
Date	May 3, 2018
Book Page	22158/127
Instrument	23966

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 6, 2020
Property Address	98-100 FENWICK ST, SPRINGFIELD, MA 01109
Document Number	23077-143
Book / Page	23077 / 143
Instrument Date	Feb 6, 2020
Instrument	6834
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 DIVISION ST APT 203, 203, SPRINGFIELD, MA 01107-1479

Mortgage

Document Number	6835
Date	Feb 6, 2020
Instrument	6835

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 98 Fenwick St, #100 was $4,503.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,503.00	$287,200 Land $39,000 Building $248,200
2023	$4,242.00	$248,800 Land $29,500 Building $219,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Fenwick St, #100 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Fenwick St, #100 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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