Jefferson County property record for 98 Exeter Ct, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 924 sqft · built 1986 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2021) |
| Tax Bill | $1,785 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-8A-0102.0000 |
| Primary APN | 09-8A-0102.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 1,788 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 20,125 sqft (0.462 acres) |
| Lot Dimensions | 178 ft deep x 55 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 98 EXETER CT |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC C #24 CHAPLINE'S CHOICE |
| Legal Subdivision | CHAPLINES CHOICE SUBDIVISION |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 972201 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 EXETER CT, SHEPHERDSTOWN, WV 25443-4611 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 11, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 202114203 |
| Deed Book / Page | 1267 / 411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Aug 24, 2021 |
| Property Address | 98 EXETER CT, SHEPHERDSTOWN, WV 25443-4611 |
| Document Number | 1267/411 |
| Book / Page | 1267 / 411 |
| Map Reference | MB 1 PG 137 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 202100014203 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 202100014204 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202100014204 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 11, 2018 |
| Property Address | 98 EXETER CT, SHEPHERDSTOWN, WV 25443-4611 |
| Document Number | 1208/257 |
| Book / Page | 1208 / 257 |
| Map Reference | MB 1 PG 137 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 201800006718 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201800006719 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 201800006719 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,785.00 (+5.62%) | $154,800 (+6.39%) Land $82,800 Building $72,000 | $258,000 (+6.44%) Land $138,000 Building $120,000 |
| 2025 | $1,690.00 (+3.55%) | $145,500 (+4.08%) Land $72,500 Building $73,000 | $242,400 (+4.08%) Land $120,800 Building $121,600 |
| 2023 | $1,632.00 | $139,800 Land $72,500 Building $67,300 | $232,900 Land $120,800 Building $112,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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