98 Elm St, Camillus, NY 13031 Property Records

Onondaga County and Camillus Town property record for 98 Elm St, Camillus, NY 13031

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,168 sqft · built 1890
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$191,500 (Apr 2019)
Tax Bill$3,671 (2025)
Deeds & MortgagesOct 2019 Refinance
Nov 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN312089 027.-01-21.0

Property Details

APN / Parcel Number

Primary APN312089 027.-01-21.0
Alternative APN
  • 208902700000010210000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,168 sqft Living Area
1st Floor Area508 sqft
2nd Floor Area660 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area65,340 sqft (1.5 acres)
PorchSlab
Porch Area424 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address98 ELM ST
CityCAMILLUS
StateNY
Zip13031-9756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionFL 89 1104735
Legal Block1
Legal Lot Number21.000
JurisdictionONONDAGA NY
Township / Civil DivisionCAMILLUS
Census Block Group4
Census Block4002
Census Tract12100

Owner

Source: Onondaga County and Camillus Town records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 ELM ST, CAMILLUS, NY 13031-9756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WESTAR FCU
Nov 17, 2021Quit Claim Deed, Transfer
Quitclaim
Nov 17, 2021Quit Claim Deed, Transfer
Quitclaim
Apr 10, 2019Deed, Transfer · FHA Mortgage
STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleNov 14, 1994 · Amount on Record
Last Transfer DateNov 12, 2021
Transfer Doc0000055467
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address98 ELM ST, CAMILLUS, NY 13031-9756
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2019000041231
DateOct 31, 2019
Instrument20190-00041231
Lender
NameWESTAR FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueNov 1, 2024

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONONDAGA NY
Recording DateNov 17, 2021
Property Address96 ELM ST, CAMILLUS, NY 13031
Document Number2021000055467
Instrument DateNov 12, 2021
Instrument20210-00055467
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address96 ELM ST, CAMILLUS, NY 13031
InvestorPossibly a Property Investor

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONONDAGA NY
Recording DateNov 17, 2021
Property Address98 ELM ST, CAMILLUS, NY 13031-9756
Document Number2021000055467
Instrument DateNov 12, 2021
Instrument20210-00055467
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address96 ELM ST, CAMILLUS, NY 13031-9756
InvestorPossibly a Property Investor

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionONONDAGA NY
Recording DateApr 10, 2019
Property Address98 ELM ST, CAMILLUS, NY 13031-9756
Document Number2019000013057
Instrument DateApr 3, 2019
Instrument20190-00013057
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6597 N MCDONALD RD, MEMPHIS, NY 13112-9751

Mortgage

Document Number2019000013058
DateApr 10, 2019
Instrument20190-00013058
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Onondaga County and Camillus Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionCamillus Town
Unified School DistrictWest Genesee Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,671.00 (+12.81%)$99,000 (-) Land $15,500 Building $83,500$143,478 (+13.04%) Land $22,464 Building $121,014
2024$3,254.00 Homeowner's exemption$99,000 (-) Land $15,500 Building $83,500$126,923 (+14.1%) Land $19,872 Building $107,051
2023Homeowner's exemption$99,000 Land $15,500 Building $83,500$111,236 Land $17,416 Building $93,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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