98 Elm Pl, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 98 Elm Pl, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details2,194 sqft · built 1929
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on Record
Tax Bill$14,510 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-01902-0000-00059

Property Details

APN / Parcel Number

Primary APN16-01902-0000-00059
Alternative APNs
  • 1600331000100016
  • 16003310100016

Interior

Building Area2,194 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions122 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number16003310100016
Street Address98 ELM PL
CityNUTLEY
StateNJ
Zip07110-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description45X122
Legal Block1902
Legal Lot Number59
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group5
Census Block5005
Census Tract13500

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 ELM PL, NUTLEY, NJ 07110-1202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Sep 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
VALLEY NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 21, 2012
Transfer Doc0012083491
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address98 ELM PL, NUTLEY, NJ 07110-1202
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 ELM PL, NUTLEY, NJ 07110-1202

Mortgage

Document Number0000027472
DateMay 5, 2023
Instrument2023027472
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address98 ELM PL, NUTLEY, NJ 07110-1202
Document Number0000082515
Instrument DateSep 7, 2017
Transaction TypeMortgage
Record UpdatedFeb 6, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 ELM PL NUTLEY NJ 071101202, NUTLEY, NJ 07110-1202

Mortgage

Document Number0000082515
DateSep 18, 2017
Instrument82515
Lender
NameVALLEY NAT'L BK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2047

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,600 (-) Land $238,900 Building $298,700$537,600 (-) Land $238,900 Building $298,700
2025$14,510.00 (+2.55%)$537,600 (-) Land $238,900 Building $298,700$537,600 (-) Land $238,900 Building $298,700
2024$14,149.00 (-5.45%)
2023$537,600 Land $238,900 Building $298,700$537,600 Land $238,900 Building $298,700
2022$14,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 individual policies
Nearby Flood Policies43 units insured
incl. 31 condo units
Nearby Flood Claims29 (1983–2021)
Claims Outside the SFHA8 of 29
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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