Sacramento County property record for 98 Elm Ave, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,250 sqft · built 1982 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,305 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0330-003-0000 |
| Primary APN | 148-0330-003-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,200 sqft (0.234 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 98 ELM AVE |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | CLOVER FIELD 02, LOT 3 |
| Legal Subdivision | CLOVER FIELD 02 |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 9502 |
98 Elm Ave is held in a trust since June 2007.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 5038, GALT, CA 95632-5038 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2007 |
| Transfer Doc | 0000001035 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 98 Elm Ave was $1,305, up 4.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $115,803 (+2%) Land $30,452 Building $85,351 | |
| 2025 | $1,305.00 (+4.48%) | $113,533 Land $29,855 Building $83,678 |
| 2024 | $1,249.00 (+1.71%) | |
| 2023 | $1,228.00 (+4.24%) | $109,127 Land $28,697 Building $80,430 |
| 2022 | $1,178.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 98 Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Elm Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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