98 Elder Rd, Clarksburg, WV 26301 Property Records

Harrison County property record for 98 Elder Rd, Clarksburg, WV 26301

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,226 sqft · built 1912
Lot Size	11.5 acres (502,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Nov 2018)
Tax Bill	$2,433 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-346-0031.0003`

Property Details

APN / Parcel Number

Primary APN	`01-346-0031.0003`
Alternative APNs	`17-01-346-0031.0003` `06228423`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,226 sqft Living Area
1st Floor Area	2,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	502,247 sqft (11.5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06228423
Street Address	98 ELDER RD
City	CLARKSBURG
State	WV
Zip	26301-5705
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PARCEL C (11.53 AC) WEST FORK ELDER PLAT & O&G (ARSL/API#5885-88)
Jurisdiction	HARRISON WV
Township / Civil Division	SOUTH URBAN
Census Block Group	1
Census Block	1030
Census Tract	30603

Owner

Source: Harrison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 ELDER RD, CLARKSBURG, WV 26301-5705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 24, 2019	Deed of Trust, Mortgage · VA Mortgage WESBANCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	201827355
Deed Book / Page	1625 / 700
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON WV
Property Address	98 ELDER RD, CLARKSBURG, WV 26301-5705
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1448/1040
Date	Apr 30, 2021
Book Page	1448/1040
Instrument	202100007886

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON WV
Property Address	98 ELDER RD, CLARKSBURG, WV 26301-5705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001638
Date	Jan 24, 2019
Book Page	1396/0120
Instrument	201900001638

Lender

Name	WESBANCO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,433.00 (-7.1%)	$215,220 (-4.29%) Land $95,100 Building $120,120	$358,700 (-4.01%) Land $158,500 Building $200,200
2025	$2,619.00 (+12.4%)	$224,860 (+12.31%) Land $102,820 Building $122,040	$373,700 (+11.99%) Land $170,300 Building $203,400
2023	$2,330.00 (+2.15%) Additional exemption filed	$200,220 (+3.41%) Land $95,100 Building $105,120	$333,700 (+3.41%) Land $158,500 Building $175,200
2022	$2,281.00 Additional exemption filed	$193,620 Land $89,520 Building $104,100	$322,700 Land $149,200 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 10, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER HARRISON PSD VALLEY OF GOOD HOPE serves 2,744 people · EPA ID WV3301727
Water Source	Purchased surface water from CLARKSBURG WATER BOARD
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jun 2025
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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