98 Earle St, Central Falls, RI 02863 Property Records

Central Falls City property record for 98 Earle St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 2,418 sqft · built 1900
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,429 (Jul 2010)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-0578-27`

Property Details

APN / Parcel Number

Primary APN	`7-0578-27`
Alternative APN	`CENT M:08 P:132`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,418 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	887 sqft
Basement Area	887 sqft
Unfinished Basement	887 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,999 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7-0578-27
Street Address	98 EARLE ST
City	CENTRAL FALLS
State	RI
Zip	02863-1707
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	3
Census Block	3010
Census Tract	11000

Owner

Source: Central Falls City records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 EARLE ST, CENTRAL FALLS, RI 02863-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Apr 25, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 1, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2010 · Amount on Record
Deed Sale	Jul 23, 2010 · Amount on Record
Prior Sale	Jan 25, 2001 · Amount on Record
Deed Book / Page	785 / 314
Last Transfer Date	Jul 26, 2023
Transfer Doc	001057-228
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	98 EARLE ST, CENTRAL FALLS, RI 02863-1707
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001106-159
Date	Nov 14, 2025
Book Page	1106/159
Instrument	2927

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	98 EARLE ST, CENTRAL FALLS, RI 02863-1707
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001071-155
Date	Apr 25, 2024
Book Page	1071/155
Instrument	441

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Aug 1, 2023
Property Address	98 EARLE ST, CENTRAL FALLS, RI 02863-1707
Document Number	001057-228
Book / Page	1057 / 228
Instrument Date	Jul 26, 2023
Instrument	955
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 EARLE ST, CENTRAL FALLS, RI 02863-1707

Mortgage

Document Number	001057-230
Date	Aug 1, 2023
Book Page	1057/230
Instrument	956

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,018.00 (+6.72%)	$379,900 (+49.86%) Land $100,800 Building $279,100
2023	$4,702.00 (+54.57%)	$253,500 (-) Land $75,500 Building $178,000
2022	$3,042.00	$253,500 Land $75,500 Building $178,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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