Monroe County property record for 98 E Smithville Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,236 sqft · built 1969 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,150 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-05990-00 |
| Primary APN | 004-05990-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 2,236 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004-05990-00 |
|---|---|
| Street Address | 98 E SMITHVILLE RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRR |
| Legal Description | PT NW SW 4-7-1W 1.00A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1501 |
Source: Monroe County records · APN 004-05990-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Personal Representative Deed, Transfer · Commercial Mortgage OWEN COUNTY STATE BANK |
| Jan 21, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 09, 2025 |
| Property Address | 98 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9251 |
| Document Number | 2025013936 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 2025013936 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 674 S COLLEGE AVE, BLOOMINGTON, IN 47403-2527 |
| Document Number | 2025013937 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 2025013937 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Dec 08, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 21, 2021 |
| Property Address | 98 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9251 |
| Document Number | 2021001393 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021001393 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,150.00 (-0.16%) | $350,100 (+0.86%) Land $50,000 Building $300,100 | $350,100 (+0.86%) Land $50,000 Building $300,100 |
| 2024 | $5,158.00 (+97.7%) | $347,100 (+4.9%) Land $41,600 Building $305,500 | $347,100 (+4.9%) Land $41,600 Building $305,500 |
| 2023 | $330,900 (+37.13%) Land $40,000 Building $290,900 | $330,900 (+37.13%) Land $40,000 Building $290,900 | |
| 2022 | $2,609.00 | $241,300 Land $40,000 Building $201,300 | $241,300 Land $40,000 Building $201,300 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Holding Company Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 12 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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