98 E Ruby Rd, Rio Rico, AZ 85648 Property Records

Santa Cruz County property record for 98 E Ruby Rd, Rio Rico, AZ 85648 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,826 sqft Living Area
Lot Size35,719 sqft (0.82 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2019)
Tax Bill$1,332.00 (2025)

Property Details

APN / Parcel Number

Primary APN115-13-294
Alternative APNs
  • R000023339
  • 1151329404

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,826 sqft Living Area
1st Floor1,826 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area35,719 sqft (0.82 acres)
Garage TypeCarport Garage
CarportCarport
Porch Area60 sqft Porch
Utility Building107 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage

Location & Zoning

Account NumberR000023339
Street Address98 E RUBY RD
CityRIO RICO
StateAZ
Zip85648-1038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUB RIO RICO ESTATES UNIT NO.11 LOT 7 OF BLK 239
Legal Range14E
Legal Township23S
Legal Section18
Legal SubdivisionSUB RIO RICO ESTATES
Legal Block239
Legal Lot Number7
JurisdictionSANTA CRUZ AZ
Minor Civil DivisionNOGALES
Census Blockgroup1
Census Block1057
Census Tract966111

Owner

Source: Santa Cruz County records · APN 115-13-294

Assessment roll updated April 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 E RUBY RD, RIO RICO, AZ 85648-1038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Nov 15, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNSTREET MORTGAGE LLC
Nov 15, 2019Quit Claim Deed, Transfer
SUNSTREET MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Deed Doc Number20197325
Prior Transfer DateAug 16, 2012
Prior Transfer Doc0000006431
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property Address98 E RUBY RD, RIO RICO, AZ 85648-1038
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 E RUBY RD, RIO RICO, AZ 85648-1038

Mortgage

Document Number0000007375
DateAug 17, 2021
Instrument2021-07375
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term340 Months
DueDec 01, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA CRUZ AZ
Recording DateNov 15, 2019
Property Address98 E RUBY RD, RIO RICO, AZ 85648-1038
Document Number0000007325
Map ReferenceMB 3 PG 10
Instrument DateNov 13, 2019
Instrument2019-07325
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyLAWYERS TITLE NOGALES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address98 E RUBY RD, 98, RIO RICO, AZ 85648-1038

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 E RUBY RD, RIO RICO, AZ 85648-1038

Mortgage

Document Number0000007327
DateNov 15, 2019
Instrument2019-07327
Lender
NameSUNSTREET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ AZ
Recording DateNov 15, 2019
Property Address98 E RUBY RD, RIO RICO, AZ 85648-1038
Document Number0000007326
Instrument DateOct 10, 2019
Instrument7326
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyLAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address217 VIA ESPINA RIO RICO AZ 856481835, RIO RICO, AZ 85648-1835

Mortgage

Document Number7327
DateNov 15, 2019
Instrument7327
Lender
NameSUNSTREET MTG
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated April 24, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountySanta Cruz County
Unified School DistrictSanta Cruz Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$165,654 (+36.72%) Land $7,000 Building $158,654
2025$1,332.00 (+16.13%)
2023$12,116 (+6.39%) Land $800 Building $11,316$121,162 (+6.39%) Land $8,000 Building $113,162
2022$1,147.00$11,388 Land $740 Building $10,648$113,884 Land $7,400 Building $106,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (04023C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Arizona
Wildfire LikelihoodAbout 1 in 193 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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