98 E Prospect St, Chula Vista, CA 91911 Property Records

San Diego County property record for 98 E Prospect St, Chula Vista, CA 91911 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,042 sqft · built 1960
Lot Size	0.154 acres (6,700 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2016)
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`620-076-06-00`

Property Details

APN / Parcel Number

Primary APN	`620-076-06-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	98 E PROSPECT ST
City	CHULA VISTA
State	CA
Zip	91911-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 TR 004030
Legal Subdivision	SUBURBAN HEIGHTS
Legal Tract	004030
Legal Block	2
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13303

Owner

Source: San Diego County records · APN 620-076-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 E PROSPECT ST, CHULA VISTA, CA 91911-4540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2016 · Amount on Record
Deed Sale	Aug 23, 2016 · Amount on Record
Prior Sale	Jun 09, 1998 · Amount on Record
Deed Document Number	2016435644
Prior Transfer Date	Mar 09, 2012
Prior Transfer Doc	0000178740
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	98 E PROSPECT ST, CHULA VISTA, CA 91911-4540
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 E PROSPECT ST, CHULA VISTA, CA 91911-4540

Mortgage

Document Number	0000205543
Date	Mar 16, 2021
Instrument	2021-0205543

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$432,080 (+2%) Land $236,756 Building $195,324
2025	$8,072.00 (+3.12%) Homeowner's exemption	$423,609 (+4.04%) Land $232,114 Building $191,495
2023	$7,828.00 (+2.05%) Homeowner's exemption	$407,161 Land $223,101 Building $184,060
2022	$7,671.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.