98 E Melrose St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 98 E Melrose St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,210 sqft · built 1938
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jul 2008)
Tax Bill	$8,704 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-100-00-0013`

Property Details

APN / Parcel Number

Primary APN	`37-100-00-0013`
Alternative APNs	`2035-37-100-00-0013-0` `37100000013000000000` `282035 37.-100-13` `37100 00130`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,294 sqft
1st Floor Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	108 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37100 00130
Street Address	98 E MELROSE ST
City	VALLEY STREAM
State	NY
Zip	11580-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-14
Legal Block	100
Legal Lot Number	13-14
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4009
Census Tract	410600

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 E MELROSE ST, VALLEY STREAM, NY 11580-4613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage MUNICIPAL CU
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2008 · Amount on Record
Deed Sale	Jul 22, 2008 · Amount on Record
Deed Book / Page	12415 / 178
Record Updated	Sep 20, 2026

March 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	98 E MELROSE ST, VALLEY STREAM, NY 11580-4613
Document Number	0433840464
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 E MELROSE ST VALLEY STREAM NY 115804613, VALLEY STREAM, NY 11580-4613

Mortgage

Document Number	0433840464
Date	Apr 10, 2019
Book Page	043384/000464
Instrument	30265

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	22 CORTLANDT ST, NEW YORK, NY 10007-3107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	98 E MELROSE ST, VALLEY STREAM, NY 11580-4613
Document Number	0433840441
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 E MELROSE ST VALLEY STREAM NY 115804613, VALLEY STREAM, NY 11580-4613

Mortgage

Document Number	0433840441
Date	Apr 10, 2019
Book Page	043384/000441
Instrument	30264

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 13 (PK - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484 (-) Land $183 Building $301	$484,000 (-)
2025	$8,704.00 (+0.97%)
2023	$8,620.00 Homeowner's exemption	$484 Land $183 Building $301	$484,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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