98 E Meadow Dr, Cortland, IL 60112 Property Records

DeKalb County property record for 98 E Meadow Dr, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,296 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Jul 2020)
Tax Bill	$9,215 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-253-009`

Property Details

APN / Parcel Number

Primary APN	`09-20-253-009`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,296 sqft Building Perimeter
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	320 sqft
Porch	Slab
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	0920253009
Street Address	98 E MEADOW DR
City	CORTLAND
State	IL
Zip	60112-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 14 - NEUCORT LAKES - UNIT 1
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	14
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4011
Census Tract	1600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 E MEADOW DR, CORTLAND, IL 60112-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jun 19, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/OMAHA
Jul 14, 2020	Warranty Deed, Transfer FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Apr 11, 2013 · Amount on Record
Deed Document Number	20206774
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Aug 10, 2026
Property Address	98 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000007093
Instrument Date	Aug 3, 2026
Instrument	20267093
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	98 E MEADOW DR, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000007093,
Date	Aug 10, 2026
Instrument	20267093

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	98 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000006774
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	98 E MEADOW DR CORTLAND IL 601124137, CORTLAND, IL 60112-4137

Mortgage

Document Number	0000006774
Date	Jul 14, 2020
Instrument	6774

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	1620 DODGE STREET STOP, OMAHA, NE 68197

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 14, 2020
Property Address	98 E MEADOW DR, CORTLAND, IL 60112-4137
Document Number	0000006774
Instrument Date	Jun 1, 2020
Instrument	6774
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 AUGUSTA AVE DEKALB IL 601153174, DEKALB, IL 60115-3174

Mortgage

Document Number	6775
Date	Jul 14, 2020
Instrument	6775

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	1620 DODGE STREET STOP, OMAHA, NE 68197

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,910 (+20.18%) Land $14,175 Building $88,735	$308,730 (+20.18%) Land $42,525 Building $266,205
2024	$9,215.00
2023		$85,630 Land $12,467 Building $73,163	$256,890 Land $37,401 Building $219,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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