98 E Firethorn Cir, Inlet Beach, FL 32461 Property Records

Walton County property record for 98 E Firethorn Cir, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,366 sqft · built 2023
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$1,042,300 (Jun 2023)
Tax Bill	$8,319 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16245-000-0560`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16245-000-0560`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	3,598 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	10.2 ft deep x 7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	98 E FIRETHORN CIR
City	INLET BEACH
State	FL
Zip	32461-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 PINES AT WATERSOUND ORIGINS PB 24-61 OR 3273-3128 OR 3293-4651
Legal Lot Number	56
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County records · APN 25-3S-18-16245-000-0560

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	98 E FIRETHORN CIR, INLET BEACH, FL 32461-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Deed Document Number	20230022901
Deed Book / Page	3293 / 4651
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2023
Property Address	98 E FIRETHORN CIR, INLET BEACH, FL 32461-8697
Document Number	0032934651
Book / Page	3293 / 4651
Map Reference	MB 24 PG 61-63
Instrument Date	Jun 27, 2023
Instrument	20230022901
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2024
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,296.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4592 E HIGHWAY 20, NICEVILLE, FL 32578-7711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 E FIRETHORN CIRCLE, INLET BEACH, FL 32461-8697

Mortgage

Document Number	0032934653
Date	Jun 28, 2023
Instrument	3293/4653

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$957,827 (+959.07%) Land $90,440 Building $867,387	$957,827 (+959.07%) Land $90,440 Building $867,387
2024	$8,319.00 (+913.28%)
2023	$821.00	$90,440 (+460.69%) Land $90,440	$90,440 (+460.69%) Land $90,440
2022		$16,130 Land $16,130	$16,130 Land $16,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Wildfire

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.