98 E Elm St, Torrington, CT 06790 Property Records

Torrington City property record for 98 E Elm St, Torrington, CT 06790 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Dec 2025)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
APN	`80256`

Property Details

APN / Parcel Number

Primary APN	`80256`
Alternative APNs	`TORR M:119 B:015 L:006` `080256`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	954 sqft Living Area
Gross Area	1,556 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	80256
Street Address	98 E ELM ST
City	TORRINGTON
State	CT
Zip	06790-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Legal Lot Number	6
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2011
Census Tract	310100

Owner

Source: Torrington City records · APN 80256

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 E ELM ST, TORRINGTON, CT 06790-5016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2025	Deed of Trust, Mortgage MOFIN LENDING
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 11, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Jun 11, 2025 · Amount on Record
Deed Document Number	2025505677
Deed Book / Page	1451 / 467
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	98 E ELM ST, TORRINGTON, CT 06790-5016
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001440-129
Date	Jul 09, 2025
Book Page	1440/129
Instrument	2025-502371

Lender

Name	MOFIN LENDING

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Aug 01, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 29, 2025
Property Address	98 E ELM ST, TORRINGTON, CT 06790-5016
Document Number	001451-467
Book / Page	1451 / 467
Instrument Date	Dec 22, 2025
Instrument	2025-505677
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025505678
Date	Dec 29, 2025
Instrument	2025-505678

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 11, 2025
Property Address	98 E ELM ST, TORRINGTON, CT 06790-5016
Document Number	001438-707
Book / Page	1438 / 707
Instrument Date	Jun 03, 2025
Instrument	2025-501846
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KATYDID LN, STAMFORD, CT 06903-4816

Tax Assessment & Valuation

Source: Torrington City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,815.00	$125,230 (+111.86%) Land $20,370 Building $104,860	$87,661 Land $14,259 Building $73,402
2024	$4,815.00 (+69.84%)
2023	$2,835.00 (+1.76%)	$59,110 (-) Land $20,370 Building $38,740
2022	$2,786.00	$59,110 Land $20,370 Building $38,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 491 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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