Webster County property record for 98 E Elm St, Clay, KY 42404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,973 sqft |
| Owner | Individual Name on File |
| Last Sale | $2,500 (Apr 2010) |
| Tax Bill | $16 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0C3-005-005 |
| Primary APN | 0C3-005-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Finished Area |
| Basement Area | 348 sqft |
| Family Room | Family Room |
| Exterior Material | Wood Siding |
|---|---|
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 470 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10817 |
|---|---|
| Street Address | 98 E ELM ST |
| City | CLAY |
| State | KY |
| Zip | 42404-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT ONLY |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2116 |
| Census Tract | 960300 |
Source: Webster County records · APN 0C3-005-005
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7007 STATE ROUTE 132 W, CLAY, KY 42404-9211 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2010 · Amount on Record |
| Deed Sale | Apr 22, 2010 · Amount on Record |
| Deed Document Number | 163967 |
| Deed Book / Page | DEED 274 / 739 |
| Record Updated | Jun 08, 2026 |
Source: Webster County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Clay City |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16.00 | $1,500 (-) | $1,500 (-) |
| 2023 | $16.00 | $1,500 | $1,500 |
Source: FEMA National Flood Hazard Layer as of October 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Apr 2016 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 181 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY WATER WORKS serves 1,287 people |
|---|---|
| Water Source | Purchased surface water from WEBSTER CO WATER DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 12 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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