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98 E Elderberry St, Oak Ridge, TN 37830 Property Records

Roane County property record for 98 E Elderberry St, Oak Ridge, TN 37830

Property Summary

Property TypeSingle Family Home
Details3.25 ba · 3,164 sqft · built 2021
Lot Size0.54 acres (23,522 sqft)
Owner2 Company Names on Record
Last Sale$569,900 (May 2026)
Tax Bill$1,800 (2022)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN073039J F 00900

Property Details

APN / Parcel Number

Primary APN073039J F 00900
Alternative APN
  • 039J F 00900

Interior

Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,164 sqft Living Area
1st Floor Area1,437 sqft
Upper Floors Area484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions175 ft deep x 135 ft wide
TerrainRolling
Garage TypeFinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area177 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address98 E ELDERBERRY ST
CityOAK RIDGE
StateTN
Zip37830-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 3; SUBDIVISION: RARITY RIDGE PHASE 7
Legal SubdivisionRARITY RIDGE
Legal Lot Number519
JurisdictionROANE TN
Township / Civil Division6
Census Block Group3
Census Block3026
Census Tract30206

Owner

Source: Roane County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer · VA Mortgage
COUNTY BANK
May 4, 2026Warranty Deed, Transfer · VA Mortgage
COUNTY BANK
Aug 13, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Jan 6, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 14, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleAug 13, 2021 · Amount on Record
Deed Document Number202620193
Deed Book / Page2042 / 1656
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateMay 4, 2026
Property Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
Document Number0000020193
Book / Page2042 / 1656
Instrument DateApr 29, 2026
Instrument2026.20193
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyADMIRAL TITLE LLC, ADMIRAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$212,971.63
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521

Mortgage

Document Number0000020194,
DateMay 4, 2026
Instrument2026.20194
Lender
NameCOUNTY BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateMay 4, 2026
Property Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
Document Number0020421656
Book / Page2042 / 1656
Instrument DateApr 29, 2026
Instrument202620193
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyADMIRAL TITLE LLC, ADMIRAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$212,971.63
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521

Mortgage

Document Number0000020193,
DateMay 4, 2026
Book Page2042/1659
Instrument202620193
Lender
NameCOUNTY BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateAug 13, 2021
Property Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
Document Number0001816113
Book / Page1816 / 113
Map ReferenceCAB D SL 146-151
Instrument DateAug 12, 2021
Instrument21007449
Transaction TypeTransfer
Record UpdatedJan 31, 2023
Title CompanySOUTHLAND RESID'L TITLE LLC, SOUTHLAND RES TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,276.83
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521

Mortgage

Document Number0021007450
DateAug 13, 2021
Instrument21007450
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateJan 6, 2021
Property Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
Document Number177793
Book / Page001777 / 000093
Instrument DateDec 19, 2020
Instrument150
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4909 BALL RD KNOXVILLE TN 379313606, KNOXVILLE, TN 37931-3606

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateNov 13, 2020
Property Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
Document Number1768122
Book / Page001768 / 000122
Instrument DateNov 12, 2020
Instrument8803
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4909 BALL RD KNOXVILLE TN 379313606, KNOXVILLE, TN 37931-3606
InvestorPossibly a Property Investor

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROANE TN
Recording DateNov 14, 2017
Property Address98 E ELDERBERRY ST, OAK RIDGE, TN 37830-2521
Document Number1631618
Book / Page001631 / 000618
Instrument DateSep 26, 2017
Instrument7686
Transaction TypeTransfer
Record UpdatedDec 4, 2017

Transaction

AmountAmount Recorded
Tax$3.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address201 BROADBERRY AVE OAK RIDGE TN 378303028, OAK RIDGE, TN 37830-3028

Tax Assessment & Valuation

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
MunicipalityOak Ridge City
Unified School DistrictOak Ridge City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$126,775 (+64.8%) Land $12,500 Building $114,275$507,100 (+64.8%) Land $50,000 Building $457,100
2023$76,925 (-) Land $2,500 Building $74,425
2022$1,800.00$76,925 Land $2,500 Building $74,425$307,700 (-) Land $10,000 Building $297,700
2020$307,700 Land $10,000 Building $297,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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