98 E 5th Ave, Port Reading, NJ 07064 Property Records

Middlesex County and Woodbridge Township property record for 98 E 5th Ave, Port Reading, NJ 07064

Property Summary

Property TypeSingle Family Home
Details1,686 sqft · built 1951
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Mar 2024)
Tax Bill$10,959 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-00623-0000-00297

Property Details

APN / Parcel Number

Primary APN25-00623-0000-00297
Alternative APNs
  • 250062300297
  • 24074

Interior

Stories2 Stories
Building Area1,686 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialAluminum/Vinyl
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number24074
Street Address98 E 5TH AVE
CityPORT READING
StateNJ
Zip07064-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description50X100
Legal SubdivisionBAYONNE BCH HEIGHTS
Legal Block623
Legal Lot Number297
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group2
Census Block2021
Census Tract2901

Owner

Source: Middlesex County and Woodbridge Township records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 E 5TH AVE, PORT READING, NJ 07064-2016
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 2, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 28, 2018Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number202415150
Deed Book / Page19420 / 1388
Record UpdatedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateMar 18, 2024
Property Address98 E 5TH AVE, PORT READING, NJ 07064-2016
Document Number0000015150
Book / Page19420 / 1388
Instrument DateMar 6, 2024
Instrument2024015150
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,319.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13841 OSPREY LINKS RD APT 228, 228, ORLANDO, FL 32837-6164

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address98 E 5TH AVE, PORT READING, NJ 07064-2016

Mortgage

Document Number0000015151
DateMar 18, 2024
Instrument2024015151
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0000015152
DateMar 18, 2024
Book Page19420/1408
Instrument2024015152
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2039

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address98 E 5TH AVE, PORT READING, NJ 07064-2016
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069396
DateAug 2, 2022
Book Page19000/344
Instrument2022069396
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address98 E 5TH AVE, PORT READING, NJ 07064-2016
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133121
DateDec 23, 2020
Book Page18195/1839
Instrument2020133121
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateDec 28, 2018
Property Address98 E 5TH AVE, PORT READING, NJ 07064-2016
Document Number201800109962
Book / Page17386 / 1244
Map ReferenceMAP 612 FILE 290
Instrument DateDec 18, 2018
Instrument201800109962
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,734.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 E 5TH AVE, 98, PORT READING, NJ 07064-2016

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 E 5TH AVE, PORT READING, NJ 07064-2016

Mortgage

Document Number201800109963
DateDec 28, 2018
Instrument201800109963
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,800 (-) Land $18,000 Building $58,800$76,800 (-) Land $18,000 Building $58,800
2025$10,959.00 (+8.81%)$76,800 (+1.59%) Land $18,000 Building $58,800$76,800 (+1.59%) Land $18,000 Building $58,800
2024$10,072.00 (+5.62%)
2023$75,600 Land $18,000 Building $57,600$75,600 Land $18,000 Building $57,600
2022$9,536.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims16 (1992–2012)
Claims Outside the SFHA4 of 16
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 9 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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