Seminole County property record for 98 E 2nd St, Chuluota, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1960 |
| Lot Size | 0.245 acres (10,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Feb 2024) |
| Tax Bill | $2,825 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-32-5CG-0700-0020 |
| Primary APN | 21-21-32-5CG-0700-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,650 sqft (0.245 acres) |
| Lot Dimensions | 150 ft deep x 71 ft wide |
| Garage Type | Carport |
| Garage Area | 270 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 154 sqft |
| Utility Building | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 98 E 2ND ST |
|---|---|
| City | CHULUOTA |
| State | FL |
| Zip | 32766-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 2 BLK 7 REPLAT OF PART OF TOWNSITE NORTH CHULUOTA PB 12 PGS 44 & 45 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | NORTH CHULUOTA REPLAT |
| Legal Tract | 5CG |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21206 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 E 2ND ST, CHULUOTA, FL 32766-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 6, 2024 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Mar 28, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on Record |
| Deed Sale | Feb 6, 2024 · Amount on Record |
| Deed Document Number | 202411051 |
| Deed Book / Page | 10576 / 90 |
| Prior Transfer Date | Jul 27, 2009 |
| Prior Transfer Doc | 0072310696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 6, 2024 |
| Property Address | 98 E 2ND ST, CHULUOTA, FL 32766-9561 |
| Document Number | 0105760090 |
| Book / Page | 10576 / 90 |
| Map Reference | MB 12 PG 44&45 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 2024011051 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | COBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1100 WILLINGHAM RD, CHULUOTA, FL 32766-9550 |
| Name | Verified Name |
|---|---|
| Address | 98 E 2ND ST, CHULUOTA, FL 32766-9561 |
| Document Number | 0001057692 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 10576/92 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 98 E 2ND ST, CHULUOTA, FL 32766-9561 |
| Document Number | 0091000292 |
| Book / Page | 009100 / 000292 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 34138 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 KIWANIS CIR CHULUOTA FL 327669637, CHULUOTA, FL 32766-9637 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,825.00 (+19.05%) | $181,624 (+16.54%) Land $87,756 Building $93,868 | $181,624 (+16.54%) Land $87,756 Building $93,868 |
| 2023 | $2,373.00 (+5.09%) | $155,847 (+1.83%) | $155,847 (-1.72%) Land $65,817 Building $90,030 |
| 2022 | $2,258.00 | $153,047 | $158,579 Land $69,474 Building $89,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 5 (2016–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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