98 DRAKE CIR COLUMBUS MS 397027832, COLUMBUS, MS 39702-7832
Mortgage
Document Number
0020184904
Date
Nov 27, 2018
Book Page
002018/024904
Lender
Name
ACCEPTANCE CAP MTG CORP
Address
SPOKANE, WA 99208
Agreement
Amount
Amount on Record
Term
360 Months
Due
Nov 26, 2048
October 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
LOWNDES MS
Recording Date
Oct 31, 2018
Property Address
98 DRAKE CIR, COLUMBUS, MS 39702-7832
Document Number
0020187912
Book / Page
2018 / 7912
Instrument Date
Oct 29, 2018
Transaction Type
Transfer
Record Updated
Aug 16, 2022
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
98 DRAKE CIR, COLUMBUS, MS 39702-7832
Tax Assessment & Valuation
The 2025 property tax bill for 98 Drake Cir was $1,220 with a homeowner's exemption, up 1.1% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
Property Jurisdictions
Type
Name
State
Mississippi
County
Lowndes County
Unified School District
Lowndes County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,220.00 (+1.08%)Homeowner's exemption
$15,538
$155,380Land $12,500Building $142,880
2024
$1,207.00 (+21.43%)
2023
$994.00Homeowner's exemption
$13,400
$134,000Land $10,000Building $124,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 98 Drake Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
4 (1979–2001)
Claims Outside the SFHA
2 of 4
Most Recent Claim
Apr 2001 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 98 Drake Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025