98 David Dr, Colchester, CT 06415 Property Records

Colchester Town property record for 98 David Dr, Colchester, CT 06415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on File
Last Sale	$430,000 (Jun 2025)
Tax Bill	$5,981 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`96A10056`

Property Details

APN / Parcel Number

Primary APN	`96A10056`
Alternative APNs	`COLC M:002 B:000 L:060-000` `M:002 B:000 L:060=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	910 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	96A10056
Street Address	98 DAVID DR
City	COLCHESTER
State	CT
Zip	06415-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Lot Number	60-0
Jurisdiction	COLCHESTER CT
Township / Civil Division	COLCHESTER
Census Block Group	3
Census Block	3032
Census Tract	714101

Owner

98 David Dr is owner-occupied and held in a trust since September 2025.

Source: Colchester Town records, as of June 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	98 DAVID DR, COLCHESTER, CT 06415-1308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jan 27, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage BOXCAR MORTGAGE LLC
Oct 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Book / Page	1578 / 740
Last Transfer Date	Sep 16, 2025
Transfer Doc	001584-835
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Recording Date	Apr 2, 2026
Property Address	98 DAVID DR, COLCHESTER, CT 06415-1308
Document Number	001586-454
Book / Page	1586 / 454
Instrument Date	Mar 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1586000454,
Date	Apr 2, 2026
Book Page	1586/454

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLCHESTER CT
Recording Date	Jan 27, 2026
Property Address	98 DAVID DR, COLCHESTER, CT 06415-1308
Document Number	001584-835
Book / Page	1584 / 835
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLCHESTER CT
Recording Date	Jun 18, 2025
Property Address	98 DAVID DR, COLCHESTER, CT 06415-1308
Document Number	001578-740
Book / Page	1578 / 740
Instrument Date	Jun 16, 2025
Transaction Type	Transfer
Record Updated	Jul 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001578743
Date	Jun 18, 2025
Instrument	1578/743

Lender

Name	BOXCAR MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLCHESTER CT
Recording Date	Oct 6, 2021
Property Address	98 DAVID DR, COLCHESTER, CT 06415-1308
Document Number	001472-227
Book / Page	1472 / 227
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001472229
Date	Oct 6, 2021
Instrument	1472/229

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 98 David Dr was $5,981.

Source: Colchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Colchester Town
Unified School District	Colchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,981.00	$199,900 Land $40,800 Building $159,100	$139,930 Land $28,560 Building $111,370
2024	$5,981.00 (+9.92%)
2023	$5,441.00 (+0.52%)	$199,900 (-) Land $40,800 Building $159,100
2022	$5,413.00	$199,900 Land $40,800 Building $159,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 David Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 David Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLCHESTER SEWER & WATER COMMISSION serves 4,020 people · EPA ID CT0280011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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