Monmouth County and Middletown Township property record for 98 Cypress Neck Rd, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,728 sqft · built 1986 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $998,980 (Jun 2019) |
| Tax Bill | $19,023 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01048-0000-00008 |
| Primary APN | 32-01048-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,728 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Upper Floors Area | 1,532 sqft |
| Basement Area | 2,187 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 63,162 sqft |
| Lot Dimensions | 363 ft deep x 174 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
| Deck Area | 756 sqft |
| Patio Area | 82 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 32000060500010 |
|---|---|
| Street Address | 98 CYPRESS NECK RD |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R45 |
| Legal Subdivision | WOODLAND RUN SEC 03 |
| Legal Block | 1048 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 CYPRESS NECK RD, LINCROFT, NJ 07738-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Apr 2, 2019 | Deed of Trust, Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Sep 12, 2011 · Amount on Record |
| Deed Document Number | 201954488 |
| Deed Book / Page | 9353 / 9525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 19, 2019 |
| Property Address | 98 CYPRESS NECK RD, LINCROFT, NJ 07738-1014 |
| Document Number | 0000054488 |
| Book / Page | 009353 / 009525 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 54488 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $998.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 CYPRESS NECK RD LINCROFT NJ 077381014, LINCROFT, NJ 07738-1014 |
| Document Number | 54489 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 54489 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 98 CYPRESS NECK RD, LINCROFT, NJ 07738-1014 |
| Document Number | 0000031346 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Title Company | COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 98 CYPRESS NECK RD LINCROFT NJ 077381014, LINCROFT, NJ 07738-1014 |
| Document Number | 0000031346 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 009343/002323 |
| Instrument | 31346 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Apr 10, 2044 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,372,300 (+16.43%) Land $613,700 Building $758,600 | $1,372,300 (+16.43%) Land $613,700 Building $758,600 | |
| 2025 | $19,023.00 (-4.07%) | $1,178,600 (-0.01%) Land $426,900 Building $751,700 | $1,178,600 (-0.01%) Land $426,900 Building $751,700 |
| 2024 | $19,830.00 (+0.1%) | ||
| 2023 | $1,178,700 Land $356,300 Building $822,400 | $1,178,700 Land $356,300 Building $822,400 | |
| 2022 | $19,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 62% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures