98 Cutler St, Warren, RI 02885 Property Records

Warren Town property record for 98 Cutler St, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1927
Lot Size	0.162 acres (7,039 sqft)
Owner	2 Trust Names on Record
Last Sale	$65,000 (Sep 2017)
Tax Bill	$5,709 (2026)
Deeds & Mortgages	Oct 2025 Transfer Jun 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-0316-02`

Property Details

APN / Parcel Number

Primary APN	`4-0316-02`
Alternative APN	`WARR M:8 L:46`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	2,834 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,039 sqft (0.162 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4-0316-02
Street Address	98 CUTLER ST
City	WARREN
State	RI
Zip	02885-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Lot Number	46
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2010
Census Tract	30500

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	17 CLARK RD, SMITHFIELD, RI 02917-2331
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Apr 6, 2018	Deed of Trust, Mortgage FREEDOM NAT'L BK
Sep 18, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Book / Page	936 / 20
Last Transfer Date	Oct 8, 2025
Transfer Doc	001154-235
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN RI
Recording Date	Oct 20, 2025
Property Address	98 CUTLER ST, WARREN, RI 02885-3408
Document Number	001154-235
Book / Page	1154 / 235
Instrument Date	Oct 8, 2025
Instrument	37823
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 CLARK RD, SMITHFIELD, RI 02917-2331

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	98 CUTLER ST, WARREN, RI 02885-3408
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010-32
Date	Jun 24, 2020
Book Page	1010/32
Instrument	20200000026656

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	98 CUTLER ST, WARREN, RI 02885-3408
Document Number	951-67
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 LOCKBRIDGE ST PAWTUCKET RI 028601612, PAWTUCKET, RI 02860-1612

Mortgage

Document Number	951-67
Date	Apr 6, 2018
Book Page	000951/000067
Instrument	21816

Lender

Name	FREEDOM NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WARREN RI
Recording Date	Sep 18, 2017
Property Address	98 CUTLER ST, WARREN, RI 02885-3408
Document Number	936-20
Book / Page	000936 / 000020
Instrument Date	Jul 31, 2017
Instrument	20575
Transaction Type	Foreclosure
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	285 WICKENDEN ST PROVIDENCE RI 029034422, PROVIDENCE, RI 02903-4422
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,709.00 (+14.07%)
2025	$5,005.00 (+9.02%)	$336,100 (-) Land $123,500 Building $212,600	$411,339
2023	$4,591.00 (+0.64%)	$336,100 (+32.69%) Land $123,500 Building $212,600
2022	$4,562.00	$253,300 Land $111,100 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	34 (1978–2024)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Apr 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
i3 Broadband Cable	2,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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