98 Crystal Crest Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 98 Crystal Crest Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,090 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Mar 2021)
Tax Bill	$7,598 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027022-0250`

Property Details

APN / Parcel Number

Primary APN	`027022-0250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	1,149 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 CRYSTAL CREST LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97/9-12 BANNON LAKES PARCEL B LOT 25 OR5223/31
Legal Range	28E
Legal Township	06S
Legal Section	11
Legal Subdivision	BANNON LAKES PARCEL B
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 CRYSTAL CREST LN, SAINT AUGUSTINE, FL 32095-9049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	202135157
Deed Book / Page	5223 / 31
Record Updated	Jun 8, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 31, 2021
Property Address	98 CRYSTAL CREST LN, SAINT AUGUSTINE, FL 32095-9049
Document Number	0052230031
Book / Page	5223 / 31
Map Reference	MB 97 PG 9
Instrument Date	Mar 30, 2021
Instrument	2021035157
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 PHILLIPS ST # 7, 940, JACKSONVILLE, FL 32207-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CRYSTAL CREST LN, ST AUGUSTINE, FL 32095-9049

Mortgage

Document Number	0000522335
Date	Mar 31, 2021
Instrument	5223/35

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,396 (-0.38%) Land $85,000 Building $265,396	$350,396 (-4.42%) Land $85,000 Building $265,396
2025	$7,598.00 (+9.75%) Homeowner's exemption	$351,722 (+5.99%)	$366,617 (-1.28%) Land $90,000 Building $276,617
2024	$6,923.00 (+1.15%)
2023	$6,844.00 (+3.48%) Homeowner's exemption	$331,854 (+3%)	$371,363 (+15.26%) Land $95,000 Building $276,363
2022	$6,614.00 Homeowner's exemption	$322,188	$322,188 Land $78,400 Building $243,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30