Mitchell County property record for 98 Creed Pitman Rd, Spruce Pine, NC 28777 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,112 sqft Living Area |
| Lot Size | 27,007 sqft (0.62 acres) |
| Last Sale | $318,000 (2022) |
| Tax Bill | $1,324.00 (2025) |
| Primary APN | 0880-15-62-9569 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,112 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 27,007 sqft (0.62 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 555784318 |
|---|---|
| Street Address | 98 CREED PITMAN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8791 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PITTMAN ROAD |
| Legal Subdivision | GRASSY CREEK TOWNSHIP |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-15-62-9569
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 CREEK PITTMAN RD, SPRUCE PINE, NC 28777 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jun 02, 2022 | Warranty Deed, Transfer |
| Jun 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Jun 04, 2021 · Amount on Record |
| Deed Doc Number | 20221801 |
| Deed Book / Page | 644 / 900 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 11, 2026 |
| Property Address | 98 CREED PITMAN RD, SPRUCE PINE, NC 28777-8791 |
| Document Number | 0000001398 |
| Book / Page | 692 / 845 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20261398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 98 CREED PITMAN RD, SPRUCE PINE, NC 28777-8791 |
| Document Number | 0000001398, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 692/845 |
| Instrument | 20261398 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 23, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 02, 2022 |
| Property Address | 98 CREED PITMAN RD, SPRUCE PINE, NC 28777-8791 |
| Document Number | 000644/900 |
| Book / Page | 644 / 900 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 2022001801 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $636.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8876 105TH CT, 8876, VERO BEACH, FL 32967-3275 |
| Name | Verified Name |
|---|---|
| Address | 98 CREED PITMAN RD, SPRUCE PINE, NC 28777-8791 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 04, 2021 |
| Property Address | 98 CREED PITMAN RD, SPRUCE PINE, NC 28777-8791 |
| Document Number | 628/547 |
| Book / Page | 628 / 547 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 2021001198 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8876 105TH CT, VERO BEACH, FL 32967-3275 |
| Document Number | 000628/553 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 628/553 |
| Instrument | 2021001201 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,324.00 | $236,600 (-) Land $22,000 Building $214,600 | |
| 2023 | $1,324.00 | $236,600 Land $22,000 Building $214,600 | $236,600 Land $22,000 Building $214,600 |
98 Creed Pitman Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 53rd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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