98 Cotswold Rd, Baltimore, MD 21210 Property Records

Baltimore City property record for 98 Cotswold Rd, Baltimore, MD 21210

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,037 sqft · built 1928
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Jan 2026)
Tax Bill	$13,526 (2023)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
APN	`27-14-4867-011`

Property Details

APN / Parcel Number

Primary APN	`27-14-4867-011`
Alternative APN	`144867 011`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,037 sqft Total Area
1st Floor Area	3,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Slate
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Detached
Garage Area	400 sqft
Pool Area	480 sqft
Shed	1 Shed
Shed Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	144867 011
Old Parcel Number	27144867 011
Street Address	98 COTSWOLD RD
City	BALTIMORE
State	MD
Zip	21210-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	1.035 ACRES
Legal Section	14
Legal Subdivision	WEBSTER-PAGE SUSAN D LAND
Legal Block	4867
Legal Lot Number	11
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4010
Census Tract	271200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greater Homeland Historic District listed 2001 · 1,616 contributing resources · NRIS 01001377

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 COTSWOLD RD, BALTIMORE, MD 21210-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Feb 7, 2025
Deed Document Number	0028716183
Deed Book / Page	28716 / 183
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 29, 2026
Property Address	98 COTSWOLD RD, BALTIMORE, MD 21210-2025
Document Number	0287160183
Book / Page	28716 / 183
Map Reference	PKT 3560
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	NEW LINE TITLE AND ESCROW COMPANY LLC, NEW LINE TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	98 COTSWOLD RD, BALTIMORE, MD 21210-2025

Mortgage

Document Number	0028716195
Date	Jan 29, 2026
Instrument	28716/195

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$598,933 (+4.5%)	$643,200 (+11.51%) Land $301,200 Building $342,000
2023	$13,526.00	$573,167	$576,800 Land $301,200 Building $275,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20