98 Copper Belle S, Durango, CO 81301 Property Records

La Plata County property record for 98 Copper Belle S, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,213 sqft · built 1985
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,000 (Jun 2019)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-124-01-013`

Property Details

APN / Parcel Number

Primary APN	`5665-124-01-013`
Alternative APN	`R021381`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,213 sqft Living Area
Gross Area	4,789 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Victorian
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	1,192 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R021381
Street Address	98 COPPER BELLE S
City	DURANGO
State	CO
Zip	81301-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT RANCH I PUD BLOCK: 0 LOT: 37 98 COPPER BELLE DURANGO 81301
Legal Subdivision	EDGEMONT RANCH I PUD
Legal Block	1
Legal Lot Number	37
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1012
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 COPPER BELLE S, DURANGO, CO 81301-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 24, 2019	Warranty Deed, Transfer · Conventional with PMI SOFI LNDG
Jun 24, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Apr 6, 1998
Deed Document Number	20191157902
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0001157901
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	98 COPPER BELLE S, DURANGO, CO 81301-9475
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 COPPER BELLE S, DURANGO, CO 81301-9475

Mortgage

Document Number	0001204732
Date	Jan 7, 2022
Instrument	1204732

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	98 COPPER BELLE S, DURANGO, CO 81301-9475
Document Number	0001168621
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	98 COPPER BELLE S DURANGO CO 813019475, DURANGO, CO 81301-9475

Mortgage

Document Number	0001168621
Date	Mar 5, 2020
Instrument	1168621

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 24, 2019
Property Address	98 COPPER BELLE S, DURANGO, CO 81301-9475
Document Number	0001157902
Instrument Date	Jun 21, 2019
Instrument	1157902
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 COPPER BELLE S DURANGO CO 813019475, DURANGO, CO 81301-9475

Mortgage

Document Number	1157903
Date	Jun 24, 2019
Instrument	1157903

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 24, 2019
Property Address	98 COPPER BELLE S, DURANGO, CO 81301-9475
Document Number	0001157901
Instrument Date	Jun 17, 2019
Instrument	1157901
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3435 GOLFSIDE DR NAPLES FL 341107008, NAPLES, FL 34110-7008

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,820 (+1.36%) Land $12,950 Building $51,870	$1,023,190 (-) Land $204,380 Building $818,810
2025	$4,012.00 (+50.49%)	$63,950 (+21.05%) Land $12,770 Building $51,180	$1,023,190 (+29.76%) Land $204,380 Building $818,810
2023	$2,666.00 (+27.44%)	$52,830 (+31.65%) Land $12,170 Building $40,660	$788,530 (+36.58%) Land $181,710 Building $606,820
2022	$2,092.00	$40,130 Land $8,820 Building $31,310	$577,330 Land $126,880 Building $450,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Visionary Broadband.

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