98 Cooper Rd, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 98 Cooper Rd, Rochester, NY 14617

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,384 sqft · built 1935
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Nov 2025)
Tax Bill$7,634 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN263400 076.11-4-43

Property Details

APN / Parcel Number

Primary APN263400 076.11-4-43
Alternative APNs
  • 34000761100004043000
  • 09989000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,384 sqft Living Area
1st Floor Area760 sqft
2nd Floor Area624 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions134 ft deep x 48 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number09989000000
Street Address98 COOPER RD
CityROCHESTER
StateNY
Zip14617-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0016-14-07 RUDMAN FRMS L1 00
Legal Block4
Legal Lot Number43.000
JurisdictionMONROE NY
Township / Civil DivisionIRONDEQUOIT
Census Block Group3
Census Block3011
Census Tract10500

Owner

98 Cooper Rd is owned and occupied by an individual who bought it in November 2025.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address518 ADAMS VALLEY CIR, WEBSTER, NY 14580-1106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleMay 19, 2014 · Amount on File
Deed Document Number20253351312
Deed Book / Page13142 / 389
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateNov 5, 2025
Property Address98 COOPER RD, ROCHESTER, NY 14617-3006
Document Number202503351312
Book / Page13142 / 389
Map ReferenceLB 66 PG 14
Instrument DateOct 23, 2025
Instrument202503351312
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 COOPER RD, ROCHESTER, NY 14617-3006

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 ADAMS VALLEY CIR, WEBSTER, NY 14580-1106

Mortgage

Document Number202503351313
DateNov 5, 2025
Instrument202503351313
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 98 Cooper Rd was $7,634 with a homeowner's exemption, up 14.2% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionIrondequoit Town
Unified School DistrictWest Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,634.00 (+14.21%) Homeowner's exemption
2025$6,684.00 (-3.66%)$199,000 (-) Land $34,000 Building $165,000$236,900 (+9.52%) Land $40,475 Building $196,425
2024$6,938.00 Homeowner's exemption$199,000 (-) Land $34,000 Building $165,000$216,300 (+8.69%) Land $36,956 Building $179,344
2023$199,000 (+63.11%) Land $34,000 Building $165,000$199,000 (+27.24%) Land $34,000 Building $165,000
2022$122,000 Land $32,300 Building $89,700$156,400 Land $41,408 Building $114,992
2021$5,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Cooper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance, Frontier.

Nearby Properties on Cooper Rd

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