98 Commonwealth Ave, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 98 Commonwealth Ave, Concord, MA 01742

Property Summary

Property Type	Commercial Condominium
Details	1 ba · 3,362 sqft · built 1900
Lot Size	0.281 acres (12,220 sqft)
Owner	Company Name on File
Tax Bill	$111 (2025)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:00009D B:02193-00098`

Property Details

APN / Parcel Number

Primary APN	`M:00009D B:02193-00098`
Alternative APNs	`CONC M:9D B:2193 L:98` `10395`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	3,362 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Lot Area	12,220 sqft (0.281 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10395
Street Address	98 COMMONWEALTH AVE
City	CONCORD
State	MA
Zip	01742-2904
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Local Zoning Code	WCV
Legal Block	2193
Legal Lot Number	98
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4006
Census Tract	361200

Owner

Source: Middlesex County and Concord Town assessment roll, APN M:00009D B:02193-00098, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9 POND VIEW DR, ACTON, MA 01720-4319
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	98 COMMONWEALTH AVE, CONCORD, MA 01742-2904
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078359-267
Date	Jul 29, 2021
Book Page	78359/267
Instrument	170761

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$111.00 (-98.98%)	$901,200 (+1.32%) Building $901,200
2024	$10,887.00	$889,500 Building $889,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173612004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 282 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Town of Concord, Massachusetts Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3067000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONCORD WATER DEPT serves 18,788 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.