98 Cocheco St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 98 Cocheco St, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,084 sqft · built 1800
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,507 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:25070 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:25070 B:L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
1st Floor Area	703 sqft
Attic	Attic
Attic Area	703 sqft
Basement Area	703 sqft
Unfinished Basement	703 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	98 COCHECO ST
City	DOVER
State	NH
Zip	03820-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1006
Census Tract	81400

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 COCHECO ST, DOVER, NH 03820-3506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SERVICE 1 FEDERAL CREDIT UNION
Mar 26, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2026
Transfer Doc	005342-296
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Recording Date	May 13, 2026
Property Address	98 COCHECO ST, DOVER, NH 03820-3506
Document Number	005354-128
Book / Page	5354 / 128
Instrument Date	May 7, 2026
Instrument	20266132
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 COCHECO ST, DOVER, NH 03820-3506

Mortgage

Document Number	0000006132,
Date	May 13, 2026
Book Page	5354/128
Instrument	20266132

Lender

Name	SERVICE 1 FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER CITY NH
Recording Date	Mar 26, 2026
Property Address	98 COCHECO ST, DOVER, NH 03820-3506
Document Number	005342-296
Book / Page	5342 / 296
Instrument Date	Mar 26, 2026
Instrument	260003682
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 COCHECO ST, DOVER, NH 03820-3506

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,507.00 (+8.31%)	$635,500 (-) Land $225,400 Building $410,100
2024	$11,547.00 (+11.32%)	$635,500 (+14.57%) Land $225,400 Building $410,100	$625,480
2023	$10,373.00 (+2.67%)	$554,700 (+8.94%) Land $194,600 Building $360,100
2022	$10,103.00	$509,200 Land $184,400 Building $324,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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