Cooke County property record for 98 Co Rd 451, Gainesville, TX 76240
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 1994 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,541 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1086-004-00000-MHL |
| Primary APN | 1086-004-00000-MHL |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,228 sqft |
| 1st Floor Area | 1,456 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Carpet |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 320 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1086-004-00000-MHL |
|---|---|
| Street Address | 98 COUNTY ROAD 451 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-8704 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WINTERS WC 1086 ACRES .84 TEX491487 LABEL# TEX0491487 SN1 PH059784A TITLE # 0065135 |
| Legal Subdivision | WINTERS WC |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 400 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 COUNTY ROAD 451, GAINESVILLE, TX 76240-8704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2021 |
| Deed Sale | Feb 2, 2021 |
| Prior Sale | Nov 6, 2014 · Amount on Record |
| Deed Document Number | 20211012 |
| Deed Book / Page | 2394 / 757 |
| Record Updated | Sep 20, 2026 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Lindsay Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,541.00 (+5.67%) Homeowner's exemption | $238,707 (+21%) Land $68,844 Building $172,282 | $241,126 (+22.23%) Land $68,844 Building $172,282 |
| 2024 | $3,351.00 (-10.69%) | ||
| 2023 | $197,278 Land $50,600 Building $146,678 | $197,278 Land $50,600 Building $146,678 | |
| 2022 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Optimum, Verizon.
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