98 Cliff Ln, Bluemont, VA 20135 Property Records

Clarke County property record for 98 Cliff Ln, Bluemont, VA 20135

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,485 sqft · built 1975
Lot Size	5.79 acres (252,212 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2026)
Tax Bill	$1,944 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-1-24`

Property Details

APN / Parcel Number

Primary APN	`32-1-24`
Alternative APN	`6443`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Basement Area	505 sqft
Finished Basement	1,040 sqft
Unfinished Basement	505 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	252,212 sqft (5.79 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Pool Type
Pool Area	392 sqft
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6443
Street Address	98 CLIFF LN
City	BLUEMONT
State	VA
Zip	20135-5128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOC
Legal Description	ASHBY RUN SUBD LOT 24
Legal Subdivision	ASHBY RUN SUBD
Legal Lot Number	24
Jurisdiction	CLARKE VA
Township / Civil Division	MILLWOOD
Census Block Group	2
Census Block	2004
Census Tract	10300

Owner

98 Cliff Ln is owned and occupied by an individual who bought it in July 2026.

Source: Clarke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 CLIFF LN, BLUEMONT, VA 20135-5128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Correction Deed AEDIS TITLE
Jul 8, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Nov 19, 2012 · Amount on File
Deed Document Number	20261035
Deed Book / Page	745 / 961
Prior Transfer Date	Jun 25, 2026
Prior Transfer Doc	0000001036
Record Updated	Oct 29, 2026

July 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLARKE VA
Recording Date	Jul 8, 2026
Property Address	98 CLIFF LN, BLUEMONT, VA 20135-5128
Document Number	0000001036
Book / Page	745 / 963
Instrument Date	Jun 25, 2026
Instrument	20261036
Record Updated	Aug 31, 2026
Title Company	AEDIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	Jul 8, 2026
Property Address	98 CLIFF LN, BLUEMONT, VA 20135-5128
Document Number	0000001035
Book / Page	745 / 961
Instrument Date	Jun 19, 2026
Instrument	20261035
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CLIFF LN, BLUEMONT, VA 20135-5128

Mortgage

Document Number	0000001037,
Date	Jul 8, 2026
Instrument	20261037

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 98 Cliff Ln was $1,944, up 5.5% from the year before.

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00 (+5.54%)	$408,500 (-) Land $207,300 Building $201,200
2025	$1,842.00	$408,500 Land $207,300 Building $201,200	$408,500 (-) Land $207,300 Building $201,200
2024			$408,500 (+33.11%) Land $207,300 Building $201,200
2023		$306,900 Land $163,900 Building $143,000	$306,900 Land $163,900 Building $143,000
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Cliff Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1985–2011)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Cliff Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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