Greene County property record for 98 Clay St, Spring Valley, OH 45370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 1995 |
| Lot Size | 0.26 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,100 (Mar 1995) |
| Tax Bill | $3,372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | K311003141 |
| Primary APN | K311003141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,369 sqft (0.26 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | K311003141 |
|---|---|
| Street Address | 98 CLAY ST |
| City | SPRING VALLEY |
| State | OH |
| Zip | 45370-8875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 417 REAR MAIN ST 98 CLAY ST |
| Jurisdiction | GREENE OH |
| Township / Civil Division | SPRING VALLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 230100 |
98 Clay St is owned by an individual who bought it in March 1995.
Source: Greene County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 273, SPRING VALLEY, OH 45370-0273 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 1995 · Amount on File |
| Deed Sale | Mar 13, 1995 · Amount on File |
| Deed Document Number | 0000026300 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 98 Clay St was $3,372, down 1% from the year before.
Source: Greene County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Spring Valley Township |
| Municipality | Spring Valley Village |
| Unified School District | Xenia Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,372.00 (-0.97%) | $60,070 (-1.67%) Land $7,760 Building $52,310 | |
| 2024 | $3,405.00 (+2.44%) | $61,090 (-) Land $7,760 Building $53,330 | |
| 2023 | $3,324.00 (+12.49%) | $61,090 (+35.15%) Land $7,760 Building $53,330 | $171,620 Land $22,170 Building $149,450 |
| 2022 | $2,955.00 | $45,200 Land $7,280 Building $37,920 | |
| 2020 | $129,130 Land $20,790 Building $108,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Clay St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1980–2004) |
| Most Recent Claim | Jan 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Clay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY VILLAGE serves 538 people · EPA ID OH2902422 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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