McKean County property record for 98 Clay St, Kane, PA 16735
| Property Type | Single Family Home |
|---|---|
| Details | 6,274 sqft · built 1901 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Nov 2021) |
| Tax Bill | $8,448 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-003.-300.00 |
| Primary APN | 10-003.-300.00 |
|---|---|
| Alternative APN |
|
| Building Area | 6,274 sqft Total Area |
|---|
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Lot Area | 68,389 sqft (1.57 acres) |
| Street Address | 98 CLAY ST |
|---|---|
| City | KANE |
| State | PA |
| Zip | 16735-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0993-1078 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 421100 |
Source: McKean County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5613 HARVEST GROVE LN, WILMINGTON, NC 28409-2337 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on Record |
| Deed Sale | Nov 5, 2021 · Amount on Record |
| Deed Document Number | 20214677 |
| Deed Book / Page | 993 / 1079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Nov 5, 2021 |
| Property Address | 98 CLAY ST, KANE, PA 16735-1510 |
| Document Number | 993/1079 |
| Book / Page | 993 / 1079 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 202104677 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5613 HARVEST GROVE LN, WILMINGTON, NC 28409-2337 |
| Document Number | 202104678 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 202104678 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 98 CLAY ST, KANE, PA 16735-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PARK PLACE STLMT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 965/122 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 965/122 |
| Instrument | 202004229 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Kane Borough |
| Unified School District | Kane Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,448.00 (+8.64%) | $197,760 (+2.92%) Land $13,060 Building $184,700 | |
| 2024 | $7,776.00 | $192,150 Land $13,060 Building $179,090 | |
| 1998 | $197,760 Land $13,060 Building $184,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO KANE private · serves 5,725 people · EPA ID PA6420019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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