98 Choctaw Dr, Freeport, FL 32439 Property Records

Walton County property record for 98 Choctaw Dr, Freeport, FL 32439

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,782 sqft · built 2002
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$181,886 (Jan 2020)
Tax Bill	$797 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-1S-20-32000-019-0010`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32000-019-0010`
Alternative APN	`1032105`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	1,910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	38.4 ft deep x 20 ft wide
Porch	Porch
Porch Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1032105
Street Address	98 CHOCTAW DR
City	FREEPORT
State	FL
Zip	32439-2159
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM NW/C OF GOV LOT 2, S 250FT E 250FT TO POB, E 192.50FT, S 200FT, W 192.50FT, N 200FT TO POB. OR 2359-351 OR 2647-1169
Legal Range	20W
Legal Township	01S
Legal Section	19
Legal Subdivision	CHOCTAW DRIVE
Legal Block	19
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3058
Census Tract	950502

Owner

98 Choctaw Dr, a mobile home, is owned and occupied by two individuals who bought it in January 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 8, 2022	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Sep 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	20200000258
Deed Book / Page	3129 / 1152
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159

Mortgage

Document Number	0032123965
Date	Aug 23, 2021
Book Page	3212/3965
Instrument	20210042093

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159

Mortgage

Document Number	0032420653
Date	Mar 8, 2022
Book Page	3242/653
Instrument	20220010885

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 11, 2018
Property Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159
Document Number	0030843628
Book / Page	003084 / 003628
Instrument Date	Sep 6, 2018
Instrument	30626
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 BAYSHORE DR FREEPORT FL 324392105, FREEPORT, FL 32439-2105

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	Nov 27, 2017
Property Address	98 CHOCTAW DR, FREEPORT, FL 32439-2159
Document Number	0030581678
Book / Page	003058 / 001678
Instrument Date	Nov 15, 2017
Instrument	38861
Transaction Type	Foreclosure
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$198.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	98 CHOCTAW DR FREEPORT FL 324392159, FREEPORT, FL 32439-2159

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,675 Land $105,000 Building $21,675	$126,675 Land $105,000 Building $21,675
2024	$797.00 (-6.01%)
2023	$848.00 (+71.66%)	$130,351 (+164.24%) Land $105,000 Building $25,351	$130,351 (+164.24%) Land $105,000 Building $25,351
2022	$494.00	$49,330 Land $25,669 Building $23,661	$49,330 Land $25,669 Building $23,661

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 98 Choctaw Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Choctaw Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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