98 Chickering Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 98 Chickering Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,839 sqft · built 2000
Lot Size	1.6 acres (70,019 sqft)
Owner	Trust Name on Record
Last Sale	$1,065,000 (Oct 2019)
Tax Bill	$16,189 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`SPEN M:00U30 B:00002 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U30 B:00002 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,839 sqft Living Area
Gross Area	10,760 sqft
Basement Area	3,301 sqft
Unfinished Basement	3,301 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,019 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	98 CHICKERING RD
City	SPENCER
State	MA
Zip	01562-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	2
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3000
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	98 CHICKERING RD, SPENCER, MA 01562-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	2019201900113158
Deed Book / Page	61296 / 348
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	61296-348
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Oct 25, 2019
Property Address	98 CHICKERING RD, SPENCER, MA 01562-2820
Document Number	61296-348
Book / Page	61296 / 348
Instrument Date	Oct 17, 2019
Instrument	113158
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ADAMS & ASSOC LEGAL SVCS TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CHICKERING RD, SPENCER, MA 01562-2820

Mortgage

Document Number	113159
Date	Oct 25, 2019
Instrument	113159

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,189.00 (+9,257.8%)	$1,474,400 (-0.02%) Land $200,400 Building $1,274,000	$1,001,181 (-34.93%)
2025	$173.00 (-98.93%)	$1,474,700 (+4.38%) Land $174,500 Building $1,300,200	$1,538,715
2024	$16,162.00 (+7.56%)	$1,412,800 (+13.4%) Land $174,500 Building $1,238,300
2023	$15,026.00	$1,245,900 Land $174,500 Building $1,071,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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