98 Chamberlain Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 98 Chamberlain Rd, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,496 sqft · built 1993
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,900 (Jul 2002)
Tax Bill	$12,452 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0033.0 P:0039 S:0001`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0033.0 P:0039 S:0001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	5,431 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	98 CHAMBERLAIN RD
City	WESTFORD
State	MA
Zip	01886-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	4
Census Block	4023
Census Tract	318300

Owner

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 CHAMBERLAIN RD, WESTFORD, MA 01886-2743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2002 · Amount on Record
Deed Sale	Jul 30, 2002 · Amount on Record
Prior Sale	Sep 14, 1993 · Amount on Record
Deed Book / Page	13378 / 205
Transfer Doc	6669000166
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	98 CHAMBERLAIN RD, WESTFORD, MA 01886-2743
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035901-191
Date	Jun 21, 2021
Book Page	35901/191
Instrument	36389

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	98 CHAMBERLAIN RD, WESTFORD, MA 01886-2743
Document Number	32583-20
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CHAMBERLAIN RD WESTFORD MA 018862743, WESTFORD, MA 01886-2743

Mortgage

Document Number	32583-20
Date	Nov 20, 2018
Book Page	032583/000020
Instrument	50917

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2038

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,452.00 (+7.98%)	$949,800 (+10.94%) Land $383,100 Building $566,700	$1,128,030 (+9.11%)
2025	$11,532.00 (+2.27%)	$856,100 (+4.54%) Land $346,500 Building $509,600
2024	$11,276.00 (+4.92%)	$818,900 (+12.47%) Land $330,000 Building $488,900	$1,033,885
2023	$10,747.00	$728,100 Land $314,100 Building $414,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	42 units insured incl. 35 condo units
Nearby Flood Claims	3 (1979–2011)
Most Recent Claim	Feb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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