Old Saybrook Town property record for 98 Chalker Beach Rd, Old Saybrook, CT 06475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,460 sqft · built 1900 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $386,000 (Sep 2016) |
| Tax Bill | $7,759 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | OSAY M:018 B:086 L |
| Primary APN | OSAY M:018 B:086 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 1,110 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 228700 |
|---|---|
| Street Address | 98 CHALKER BEACH RD |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 86 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 670100 |
98 Chalker Beach Rd is owner-occupied and held in a trust since August 2025.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 98 CHALKER BEACH RD, OLD SAYBROOK, CT 06475-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit LIBERTY BANK |
| Sep 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit LIBERTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on File |
| Deed Sale | Sep 29, 2016 · Amount on File |
| Deed Book / Page | 618 / 349 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 000701-201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Recording Date | Sep 4, 2025 |
| Property Address | 98 CHALKER BEACH RD, OLD SAYBROOK, CT 06475-1734 |
| Document Number | 000701-201 |
| Book / Page | 701 / 201 |
| Instrument Date | Aug 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 CHALKER BEACH RD, OLD SAYBROOK, CT 06475-1734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 98 CHALKER BEACH RD, OLD SAYBROOK, CT 06475-1734 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00690-1001 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 690/1001 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 98 CHALKER BEACH RD, OLD SAYBROOK, CT 06475-1734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000686-912 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 686/912 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 98 CHALKER BEACH RD, OLD SAYBROOK, CT 06475-1734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 655-413 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 655/413 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 98 Chalker Beach Rd was $7,759.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,759.00 | $500,600 Land $181,800 Building $318,800 | $350,420 Land $127,260 Building $223,160 |
| 2024 | $7,759.00 (+28.14%) | ||
| 2023 | $6,055.00 (+1.83%) | $296,100 (-) Land $109,800 Building $186,300 | |
| 2022 | $5,946.00 | $296,100 Land $109,800 Building $186,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Chalker Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Chalker Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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