98 Central St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 98 Central St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,038 sqft · built 1900
Lot Size	0.091 acres (3,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Mar 2013)
Tax Bill	$13,367 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`42-C-32`

Property Details

APN / Parcel Number

Primary APN	`42-C-32`
Alternative APNs	`SOME M:42 B:C L:32` `19602051`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,038 sqft Living Area
Gross Area	4,586 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,953 sqft (0.091 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19602051
Street Address	98 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02143-1207
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	32
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1003
Census Tract	351101

Owner

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 CENTRAL ST, SOMERVILLE, MA 02143-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage SALEM FIVE MTG CO
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2013 · Amount on Record
Deed Sale	Mar 28, 2013 · Amount on Record
Prior Sale	Aug 31, 2007 · Amount on Record
Deed Book / Page	61487 / 559
Transfer Doc	061487-559
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	98 CENTRAL ST, SOMERVILLE, MA 02143-1207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69080-73
Date	Mar 31, 2017
Book Page	69080/73
Instrument	47305

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	98 CENTRAL ST, SOMERVILLE, MA 02143-1207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75092-188
Date	Jul 13, 2020
Book Page	75092/188
Instrument	111460

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,367.00 (+4.79%)	$1,225,200 (+1.05%) Land $490,200 Building $735,000
2024	$12,756.00 (+5.89%)	$1,212,500 (+4.08%) Land $490,200 Building $722,300
2023	$12,046.00	$1,165,000 Land $490,200 Building $674,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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