98 Cedar St, Apt 10, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 98 Cedar St, Apt 10, Wakefield, MA 01880

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 975 sqft · built 1975
Lot Size	1.7 acres (74,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,000 (Apr 2023)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22411`

Property Details

APN / Parcel Number

Primary APN	`22411`
Alternative APNs	`WAKE M:000012 B:0358 P:019110` `M:000012 B:0358 P:191=10`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	29 Units
Stories	2 Stories
Building Area	975 sqft Living Area
Gross Area	1,200 sqft
Basement Area	375 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1983
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,421 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	22411
Street Address	98 CEDAR ST, 10
City	WAKEFIELD
State	MA
Zip	01880-2757
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A
Legal Block	358
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5013
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 CEDAR ST, 10, WAKEFIELD, MA 01880-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK
Sep 8, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 24, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Book / Page	81477 / 343
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Apr 28, 2023
Property Address	98 CEDAR ST APT 10, 10, WAKEFIELD, MA 01880-2757
Document Number	081477-343
Book / Page	81477 / 343
Instrument Date	Apr 28, 2023
Instrument	43386
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 CEDAR ST APT 10, 10, WAKEFIELD, MA 01880-2757

Mortgage

Document Number	0000043387
Date	Apr 28, 2023
Instrument	43387

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2030
Max Rate At Change	2.75%
Index	Other

September 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Sep 8, 2020
Property Address	98 CEDAR ST APT 10, 10, WAKEFIELD, MA 01880-2757
Document Number	75551-358
Book / Page	75551 / 358
Instrument Date	Aug 22, 2020
Instrument	155821
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CEDAR ST APT 10, 10, WAKEFIELD, MA 01880-2757

Mortgage

Document Number	155822
Date	Sep 8, 2020
Instrument	155822

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Apr 24, 2017
Property Address	98 CEDAR ST APT 10, 10, WAKEFIELD, MA 01880-2757
Document Number	69180-585
Book / Page	069180 / 000585
Instrument Date	Apr 24, 2017
Instrument	59288
Transaction Type	Transfer
Record Updated	May 5, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CEDAR ST #10 WAKEFIELD MA 018802757, 10, WAKEFIELD, MA 01880-2757

Mortgage

Document Number	69181-1
Date	Apr 24, 2017
Book Page	069181/000001
Instrument	59289

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,741.00 (+11%)	$417,700 (+10.04%) Building $417,700	$491,625 (+4.95%)
2024	$4,271.00 (-4.09%)	$379,600 (-) Building $379,600	$468,445
2023	$4,453.00	$379,600 Building $379,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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