98 Cedar Ridge Loop, Hernandez, NM 87537 Property Records

Rio Arriba County property record for 98 Cedar Ridge Loop, Hernandez, NM 87537

Property Summary

Property TypeVacant Land
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$378 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR035270

Property Details

APN / Parcel Number

Primary APNR035270
Alternative APN
  • 1 044 129 431 140

Exterior

Lot Area87,120 sqft (2 acres)

Location & Zoning

Account NumberR035270
Street Address98 CEDAR RIDGE LOOP
CityHERNANDEZ
StateNM
Zip87537
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSUBD BELH SUBDIVISION LOT 1-E-1 S 20 T 22N R 08E 2.00 AC. BKPG 193649,366104,520737-739,5315019,5315660,5451394 PLAT Z-357970
Legal Range08E
Legal Township22N
Legal Section20
Legal SubdivisionBELH SUBDIVISION
Legal Lot Number1-E-1
JurisdictionRIO ARRIBA NM
Township / Civil DivisionSOUTH RIO ARRIBA
Census Block Group1
Census Block1001
Census Tract301

Owner

Source: Rio Arriba County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 COUNTY ROAD 56, B, OHKAY OWINGEH, NM 87566-8000
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2008
Deed SaleAug 11, 2008
Deed Document Number20085660
Deed Book / Page531 / 5660
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRIO ARRIBA NM
Recording DateMar 11, 2022
Property Address98 CEDAR RIDGE LOOP, HERNANDEZ, NM 87537
Document Number00545/1394
Book / Page545 / 1394
Map ReferenceDOC 200601489
Instrument DateFeb 22, 2022
Instrument202201394
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyRIO GRANDE TITLE COMPANY INC, RIO ARRIBA T&E CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address127B COUNTY ROAD 56A, OHKAY OWINGEH, NM 87566-8629

Mortgage

Document Number0202201395
DateMar 11, 2022
Instrument202201395
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 15, 2047

Tax Assessment & Valuation

Source: Rio Arriba County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyRio Arriba County
Unified School DistrictEspañola Municipal Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,708 (+1%) Land $11,708$35,124 (+1%) Land $35,124
2025$378.00 (+10.53%)$11,592 (+3%) Land $11,592$34,776 (+3%) Land $34,776
2024$342.00 (+3.01%)$11,254 (+2.99%) Land $11,254$33,763 (+3%) Land $33,763
2023$332.00 (+39.5%)$10,927 Land $10,927$32,780 Land $32,780
2022$238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 44% of New Mexico
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choice Broadband
Fixed Wireless
400 / 80
Starlink
Satellite
280 / 30
Windstream
DSL
100 / 20

May also be available: Kit Carson Internet, NMSurf, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Ridge Loop

Nearby Streets

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