98 Causeway St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 98 Causeway St, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,362 sqft · built 1963
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jun 2018)
Tax Bill	$7,694 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55119`

Property Details

APN / Parcel Number

Primary APN	`55119`
Alternative APN	`HUDS M:0055 B:0000 L:0119`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	4,203 sqft
1st Floor Area	1,440 sqft
Basement Area	1,051 sqft
Unfinished Basement	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	55119
Street Address	98 CAUSEWAY ST
City	HUDSON
State	MA
Zip	01749-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA5
Legal Lot Number	119
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2017
Census Tract	322100

Owner

98 Causeway St is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Hudson Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ENERGY CREDIT UNION
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jun 14, 2018	Quit Claim Deed, Transfer DRAPER AND KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Jan 22, 2004 · Amount on File
Deed Book / Page	71155 / 302
Transfer Doc	071155-302
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082082-526
Date	Oct 11, 2023
Book Page	82082/526
Instrument	114673

Lender

Name	ENERGY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00078664-8
Date	Sep 9, 2021
Book Page	78664/8
Instrument	201416

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78664-8
Date	Sep 9, 2021
Book Page	78664/8
Instrument	201416

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73293-232
Date	Sep 17, 2019
Book Page	73293/232
Instrument	141170

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Jun 14, 2018
Property Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224
Document Number	71155-302
Book / Page	71155 / 302
Instrument	85530
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CAUSEWAY ST, HUDSON, MA 01749-3224

Mortgage

Document Number	711550305
Date	Jun 14, 2018
Instrument	71155/0305

Lender

Name	DRAPER AND KRAMER MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 98 Causeway St was $7,694, up 4.5% from the year before.

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,694.00 (+4.5%)	$554,300 (+5.4%) Land $186,900 Building $367,400	$634,695 (+11.46%)
2024	$7,363.00 (+0.55%)	$525,900 (+4.84%) Land $170,000 Building $355,900	$569,430
2023	$7,323.00	$501,600 Land $163,400 Building $338,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Causeway St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Causeway St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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