98 Cataract St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 98 Cataract St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,826 sqft · built 1989
Lot Size	0.192 acres (8,353 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Oct 1995)
Tax Bill	$5,989 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-011-00087`

Property Details

APN / Parcel Number

Primary APN	`40-011-00087`
Alternative APN	`WORC M:40 B:011 L:00087`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	3,602 sqft
1st Floor Area	836 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,353 sqft (0.192 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	40-011-00087
Street Address	98 CATARACT ST
City	WORCESTER
State	MA
Zip	01602-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	11
Legal Lot Number	87
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 CATARACT ST, WORCESTER, MA 01602-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jul 26, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 1995 · Amount on Record
Deed Sale	Oct 3, 1995 · Amount on Record
Deed Book / Page	17368 / 186
Last Transfer Date	Jul 15, 2021
Transfer Doc	065690-291
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	98 CATARACT ST, WORCESTER, MA 01602-1125
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073191-330
Date	Feb 12, 2026
Book Page	73191/330
Instrument	11201

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	98 CATARACT ST, WORCESTER, MA 01602-1125
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068843-71
Date	Feb 21, 2023
Book Page	68843/71
Instrument	14348

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 26, 2021
Property Address	98 CATARACT ST, WORCESTER, MA 01602-1125
Document Number	065690-288
Book / Page	65690 / 288
Instrument Date	Jul 15, 2021
Instrument	103861
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CATARACT ST, WORCESTER, MA 01602-1125

Mortgage

Document Number	0000103862
Date	Jul 26, 2021
Instrument	103862

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,989.00 (+1.99%)	$451,000 (+1.3%) Land $123,900 Building $327,100	$521,198 (+13.52%)
2025	$5,872.00 (+5.18%)	$445,200 (+14.36%) Land $118,100 Building $327,100	$459,135 (-2.64%)
2024			$471,580
2023	$5,583.00	$389,300 Land $102,700 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1987–2013)
Most Recent Claim	Jul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Cataract St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures