98 Canvasback Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 98 Canvasback Dr, Duck, NC 27949

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,697 sqft · built 1992
Lot Size0.482 acres (21,000 sqft)
Owner2 Individual Names on Record
Tax Bill$4,746 (2025)
Deeds & MortgagesNov 2023 Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN995011554281

Property Details

APN / Parcel Number

Primary APN995011554281
Alternative APN
  • 009564000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,697 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Architectural StyleTraditional
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,000 sqft (0.482 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number995011554281
Old Parcel Number995011554281
Street Address98 CANVASBACK DR
CityDUCK
StateNC
Zip27949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 102 BLK: SEC: B PL: 6 SL: 59
Legal SubdivisionCAROLINA DUNES SECTION B
Legal Lot Number102
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group1
Census Block1036
Census Tract970101

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 8266, KITTY HAWK, NC 27949-8266
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK
May 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 13, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 1992
Deed SaleFeb 26, 1992
Deed Document Number0000788478
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address98 CANVASBACK DR, DUCK, NC 27949
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CANVASBACK DR, DUCK, NC 27949

Mortgage

Document Number002706/638
DateNov 7, 2023
Book Page2706/638
Instrument700134149
Lender
NameFIRST BANK
TypeBank
AddressKITTY HAWK, NC 27949
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address98 CANVASBACK DR, DUCK, NC 27949
Transaction TypeMortgage
Record UpdatedMay 20, 2022
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002617/514
DateMay 9, 2022
Book Page2617/514
Instrument700117797
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address98 CANVASBACK DR, DUCK, NC 27949
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2274/455
DateDec 13, 2018
Book Page2274/455
Instrument700059630
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityDuck Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,746.00 (+23.53%)$907,600 (+77.2%) Land $445,600 Building $462,000
2023$3,842.00$512,200 Land $200,500 Building $311,700
2020$907,600 Land $445,600 Building $462,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,132 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,493 units insured
incl. 361 condo units
Nearby Flood Claims732 (1978–2024)
Claims Outside the SFHA327 of 732
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Matthew, Oct 2016 · 128 claims
  • Hurricane Irene, Aug 2011 · 119 claims
  • Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereDARE COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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